Privacy Policy

Welcome to Splitly ("we," "our," or "us"). Your privacy is important to us. This Privacy Policy explains how Splitly collects, uses, stores, and protects your information when you use our mobile application and related fintech services.

By using Splitly, you explicitly agree to the processing parameters and modern collection practices described entirely within this Privacy Policy framework.

1. Information We Collect

We systematically collect information necessary to provide, optimize, secure, and deliver the core transactional Splitly user experience.

1.1 Information You Provide

When creating an profile ledger account or configuring transactions within Splitly, you directly provide:

• First name and last name
• Valid email address
• Profile picture assets (optional)
• Custom collaborative Group Names
• Detailed Expense descriptions and category metadata
• Precise Expense amounts and historical timestamps
• Verified settlement transaction records
• Internal ledger notes, attachments, and user comments
• Dynamic shared expense matrix records

1.2 Receipt Scanning Information

If you utilize our intelligent premium optical text tracking features, the Splitly deep-learning engine processes:

• Captured upload receipt images
• Parsed merchant names and physical locations
• Granular line-item purchase details
• Item descriptions, quantities, and individual prices
• Applicable VAT, sales taxes, and system fees

All scanned receipt metadata is extracted solely to populate and distribute digital expense splits accurately across group structures.

1.3 Analytics Information

We automatically log anonymized application infrastructure and usage data, including:

• Internal paths and screens viewed
• Core application feature interactions
• Session durations and behavioral loops
• App diagnostic performance metrics
• System crash logs and error data frames

2. How We Use Your Information

Collected user metrics and information are deployed systematically to:

• Provide, maintain, and calculate complex bill-splitting processes
• Compute real-time net-vector balances and settlement paths
• Analyze app errors, improve infrastructure performance, and optimize UX layout layers
• Deliver secure, direct user authentication and helpful customer support operations

Core Guarantee: We do not sell, rent, monetize, or trade your personal information to third-party data aggregators.

3. Sharing of Information

We minimize information distribution nodes. Data coordinates may be shared exclusively under the following strict scenarios:

Service Providers

We may securely leverage vetted, trusted third-party cloud infrastructure tools to assist with analytical modeling, storage systems, and automated crash logs reporting. These platforms access scoped data parameters under strict confidentiality structures solely to execute tasks on our behalf.

Legal Requirements

We may disclose targeted elements of user information if rigorously compelled by applicable international law structures, court warrants, regulatory government demands, active litigation, or when strictly necessary to defend platform integrity, customer physical safety, and property rights.

4. Account Information and Data Retention

Your records are preserved in secure cloud arrays only as long as necessary to fulfill application functionality, preserve continuous history parameters for active group channels, resolve structural calculation disputes, or systematically satisfy active statutory audit legal requirements.

Users maintain permanent control. You may submit a request to completely delete your profile account and wipe your historical personal data at any time via settings profiles or direct support channels.

6. Permissions Used by Splitly

To deliver advanced interactive operations smoothly, Splitly dynamically requests high-level hardware access verification loops on your mobile operating system:

• Camera Access: Deployed to snap instantaneous physical photos of billing sheets for real-time OCR parsing.
• Photos & Media Library: Leveraged to upload saved receipt screenshots, customize profile pictures, or attach image proofs to expense logs.
• Push Notifications: Managed to issue real-time group activity reminders, bill balance changes, payment approvals, and settlement alerts.

You maintain ultimate authority over system paths and can revoke these permissions at any time via your device's native OS application setting suite.

7. Children's Privacy

Splitly is an accounting tool built strictly for audiences above the age of 13. We do not deliberately index, log, or store data originating from children under 13. If it comes to our attention that we have inadvertently registered profile information from a child under 13, we will take immediate steps to delete the record. Where localized privacy regulations mandate higher age thresholds, our standard processing blocks scale accordingly.

8. International Data Transfers

Splitly coordinates global database clusters. Consequently, your data information vectors may be securely routed to, processed in, and backed up within server hubs operating outside your country of residence. By utilizing Splitly, you acknowledge these international transfers. We apply strict contractual data protection agreements and verified encryption pipelines to safeguard all transactions globally.

9. Your Privacy Rights

Depending on your regional legal jurisdiction (such as GDPR, CCPA, or local fintech frameworks), you hold powerful individual rights concerning your data data records:

• The right to access and extract personal records held by our network
• The right to correct, update, or append inaccurate personal information data fields
• The right to enforce full account erasure across all system nodes
• The right to restrict, object to, or pause specific automated data processing tasks
• The right to request data portability in common standardized JSON matrices
• The right to instantly withdraw consent options previously authorized

10. Advertising

If monetization advertisements are displayed within specific free versions of Splitly, authorized third-party mobile ad tech partners may verify anonymized hardware tokens or mobile advertising identifiers in accordance with their own discrete privacy practices. These entities help measure reach and display contextual placements. You can opt out of targeted ad identifiers via your Apple or Android device settings menus.

11. Analytics and Third-Party Services

To guarantee system uptime and real-time syncing, Splitly links securely with specialized software kits. We highly recommend reviewing their external privacy frameworks to evaluate total pipeline pathways:

• Firebase Privacy Policy Page
• Google Analytics Privacy Infrastructure

12. Changes to This Privacy Policy

We periodically refine our technical data protection procedures and may modify this document layout. Updated revisions become valid the moment the new Privacy Policy is published on this digital platform. Your continued interaction with Splitly following an amendment means you acknowledge and accept the updated terms.

13. Contact Us

For any clarifying questions, security inquiries, data compliance audit requests, or execution of individual privacy rights, please reach out to our dedicated legal team:

Splitly Support Administration
Email Contact: saiyamans@gmail.com